For a limited time only, if rates go down within the first 5 years of your mortgage, get a one-time rate adjustment, no refinancing required. Contact Glenda for further details.
Tania Thomas
AVP Mortgage Sales Manager
NMLS #1548882
Tel: 508-782-8074
Toll Free: 877-247-1816
tthomas@saversbank.com
Glenda Soto-Rodriguez
Residential Lending Specialist
NMLS #2447614
Tel: 774-230-8733
Toll Free: 877-247-1815
gsrodriguez@saversbank.com
Savers Bank does not share data with other lenders; however, once an application is submitted, the three credit bureaus will pull a credit report for underwriting purposes. This action will be noted as an inquiry on your credit file. The credit bureau service may send along an alert of your inquiry to other lenders who request information that meet their parameters for a loan. This service is provided by the credit reporting agencies and NOT Savers Bank. As a result, you may be contacted from other lenders unless you opt out from all three of the credit reporting agencies. If you do not want to receive contact from any other lender, please see the instructions below and opt out prior to applying. The bureaus will take up to 5 days to have it take effect.
To remove your name (opt out) from unsolicited, prescreened mailing lists for all three nationwide consumer credit reporting agencies, please contact:
National Do Not Call Registry
The Federal government created the national registry to make it easier and more efficient for you to stop getting telemarketing calls you don’t want. You can register online at www.donotcall.gov or call toll-free, 1-888-382-1222 (TTY 1-866-290-4236), from the number you wish to register. Registration is free.
The Federal Trade Commission, the Federal Communications Commission, and the states are enforcing the National Do Not Call Registry. Placing your number on the registry will stop most, but not all, telemarketing calls.
AS A REMINDER: If you have a credit freeze, please contact the credit bureau prior to applying for a loan to temporarily remove the hold so that your credit may be pulled. Temporary freeze removal is only good for 24 hours.
As a first-time homebuyer you may qualify for advantages such as reduced closing cost, down payments as low as 3%, down payment assistance and reimbursement for Homebuyer Education. Our lending experts are committed to helping you explore all of your options in order to find the financing that makes your home ownership dreams come true.
Buying or refinancing a home? Looking to do some major renovations? We can help with our Simply Better mortgage and home equity solutions.
Rate and payments are fixed for term of the loan. These types of loans provide predictability in monthly payments throughout the life of the loan.
For a limited time only, if rates go down within the first 5 years of your mortgage, get a one-time rate adjustment, no refinancing required. Contact Glenda for further details.
Interest rate and payment may change at periodic times during the term of the loan. This type of loan can be a good choice for borrowers looking to save money during the early years of the loan or planning to move or refinance in a few years.
A convenient and flexible source of funds using the available equity in your home which you can access at anytime simply by writing a check. A line of credit is a great way to finance periodic expenses such as emergency repairs, college tuition, or home remodeling projects. You only pay interest on the funds you actually use, and you have the flexible payment options available.
Access your home's available equity with a fixed rate, term and payment for the entire life of the loan. Fixed Equity loans are ideal for a large one-time purchase or debt consolidation.
Visit our mortgage center for tools and resources to help with making the best choice for you or to apply online.
*Effective with mortgage applications submitted beginning May 15, 2024. 360 monthly payments of $71.22 @ 7.689% APR for each $10,000 borrowed. Rate subject to change without notice. This payment example does not include any escrow requirements. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums and will result in an increase in the monthly payment. Contact the Bank for current rates and terms. Subject property must be a 1-4 family, owner-occupied residence. Applications are subject to underwriting based on program guidelines. Minimum qualifying credit score of 700. Mortgage and Note can be modified once during the first 60 months from the closing date. At time of the modification request, mortgage payments must be current and mortgage payment history must be free from any delinquent payments. Modification fee is $300.00 and will be collected at the time the modification agreement is signed. Remaining principal and interest payments at modified interest rate will be based on the remaining outstanding loan term and the principal balance at the time of modification. Tax implications may apply. Other restrictions may apply. Product offering may be withdrawn at any time. Subject to credit approval.
